Permanent life insurance provides lifelong protection and is known by a variety of names. These policies are designed and priced for you to keep over a long period of time. If you don't intend to keep the policy for the long term, it could be the wrong type of insurance for you.

When you think about your retirement, what goals do you have? For most people, it’s making sure the money lasts through out their retirement by balancing our financial life between reward and risk, savings preservation, and asset growth. In our personal lives having a balance between, stability, experiencing new adventures and enjoying favorite past-times are the goals.

Disability Statistics

Disability can happen to anyone, it's more common than you think.

• There are over 51 million Americans that are classified as disabled, representing 18 percent of the population. 
  U.S. Census Bureau, Public Information Office, November 2008